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With the current status of the stock market, economy, and inflation, you're not alone if you're starting to worry. Leaving all of your money invested in the stock market leaves you much more vulnerable to market dips and, even worse, crashes. If you've decided that precious metals are the best way to diversify your investment portfolio, the next step is to choose which precious metals investment company to work with.

Because there are dozens, if not hundreds, of precious metals providers, this is no easy task. Today, we'll help you learn a little more about Oxford Gold Group so you can decide whether they are the right match for your needs. Keep reading to find out more about the company's history, the products they offer, and other key details that will help you decided whether you want to trust them with your hard-earned money. 

About Oxford Gold Group

Oxford Gold Group was founded in 2017. They specialize in helping clients convert traditional IRAs and other retirement plans into Gold IRAs to help them better prepare for retirement. In addition to the IRA services offered by Oxford Gold Group, the company also offers coins and bars for immediate sale for those looking to make a personal investment. 

The team at Oxford Gold Group strongly believes in partnering with their customers. They want to keep them informed and educated about investing in precious metals to help them make the right financial decisions to achieve their goals. For this reason, the recommendations one client receives may look different from what another client hears, since no two people have identical situations and goals. 

Why Invest in Precious Metals

Many financial experts believe that investing in precious metals is a smart move. Why exactly is this, though? If you have only recently started considering investing in precious metals, you may not be exactly sure why they can make such a great investment. There are actually a few different reasons you may want to consider working with Oxford Gold Group to add some precious metals to your investment portfolio. 

First, if you've been keeping a close eye on the stock market, you know that it can be extremely volatile. One day you're up, the next your way down. Not only can it be stressful watching the value of your portfolio drop, but it could end up threatening your retirement prospects. 

While leaving some of your money invested in the stock market is a good idea, it is also a good idea to move some of it to an alternative asset, such as gold or silver. This is known as diversifying your portfolio, and it can help make you less vulnerable to stock market volatility. 

In addition to the diversification they offer, precious metals have historically shown to be a good investment. They are highly coveted around the globe and should continue to be for many years to come. This should help give you confidence that you should be able to easily liquidate your precious metals when you're ready to do so. 

Precious metals are also seen as a way to hedge against inflation. When the dollar decreases in value during periods of inflation, the value of precious metals tends to move the other direction and increase. This helps to give you more buying power when it may be most needed. 

Gold and Silver IRAs

If you're excited about the potential precious metals hold for your investment portfolio, you may also be interested in considering a Gold or Silver IRA. These special types of Self-Directed IRAs allow you to hold precious metals within your retirement account. 

As with other types of IRA, you can contribute $6,000 to your account each year while enjoying the tax deferment benefits that other IRA holders enjoy. 

If you have an existing retirement account, it may be eligible for a Gold IRA rollover. This means that you can transfer your existing account, and instead of holding stocks and bonds in it, you can hold precious metals. 

Many account types are eligible for a rollover. The team at Oxford Gold Group can help you determine whether your specific account is indeed eligible to be rolled over into a Gold IRA. 

If you'd like to set up a Gold or Silver IRA with Oxford Gold Group, the company has streamlined the process into four steps. They'll also help you through each step of the process to ensure that everything goes smoothly. Here are the four steps laid out on Oxford Gold Group's website: 

As mentioned above, the precious metals you add to a retirement account will be shipped to the Delaware Depository or Brink's Global Services. The IRS prohibits individuals from acting as the custodian for their own IRA accounts. Precious metals must be stored in an IRS-approved depository. 

The Delaware Depository is one of the most trusted names in the industry. They utilize the strictest security measures to protect your precious metals and make sure that your investment will be waiting for you once you reach retirement age and can begin taking distributions. 

Brinks is another top name in the security information. You've likely seen their armored cars on the road transferring valuables, but they also offer storage facilities for precious metals and other valuable. 

Regardless of whether you choose to have your precious metals stored with Brink's Global Services or at the Delaware Depository, you can rest easy knowing they are safe and covered with a full insurance policy. 

IRA-Eligible Products

IRS regulations limit the precious metals that can be held in an IRA. There are minimum purity levels (that vary based on the type of metal) that must be met in order for the coin or bar to be eligible to be held in an IRA. Gold coins and bars are required to be at least 99.5% pure, silver coins and bars must be at least 99.9% pure, and platinum and palladium coins and bars must be at least 99.95% pure. 

Below are some of the different coins and bars offered by Oxford Gold Group that meet these minimum purity requirements. All of these coins and bars could be added to your new Precious Metals IRA when you choose to work with Oxford Gold Group. 

Gold

Silver

Platinum

Palladium 

Additional Precious Metals Available for Investors

You can also purchase precious metals as a personal investment when you choose to work with Oxford Gold Group. While there are advantages to holding precious metals in an IRA, it can also be beneficial to own some in your personal portfolio as well. This can help ensure that you're prepared in the event of an emergency when you'll need fast access to cash. 

Purchase any of the IRA-eligible precious metals listed above for a personal investment. There are also a few additional coins that can't be held in an IRA, but are available for personal investors. These include: 

Secure Storage in Texas

Precious metals added to an IRA are required to be held in an IRA-approved depository. However, when you purchase coins or bars for a personal investment, you get to choose how and where you store them. 

While you can choose to keep them in your possession and store them at your home, doing so is not advisable. Your metals are more prone to loss, theft, or damage when they're stored at home. 

Oxford Gold Group clients can choose to have their precious metals stored in a secure Texas precious metals storage facility. Texas, which is known for its protection of state's rights, is often seen as the ideal location for precious metals storage. If you'd like to learn more about the storage opportunity available, reach out to a team member at Oxford Gold Group. 

Final Verdict

Was the information we shared helpful? Did you answer the questions you had about Oxford Gold Group? Now that you've learned more about the company, it is time to decide whether they are the right fit for your precious metals investment needs. If so, don't delay in ordering precious metals or setting up a Gold IRA. If you have any hesitations, there are still plenty of other precious metals providers to consider.